Turn Financial Statements
Into Actionable Intelligence
Upload any PDF annual report. Our AI extracts data, computes 50+ financial ratios across 9 modules, and delivers export-ready analysis — instantly.
50+
Financial ratios
9
Analysis modules
15
Calculators
8
Industries covered
Net Profit Margin
+5.6%24.8%
Current Ratio
Healthy1.84x
D/E Ratio
Low risk0.42x
Simple Process
From upload to insight in minutes
No manual data entry. No spreadsheet formulas. Just upload and get results.
Upload Statements
Upload PDF or Excel financial statements. Our AI reads any format.
AI Extracts Data
Our AI model automatically extracts all financial figures — no manual entry.
50+ Ratios Computed
Instant computation of 50+ financial ratios across 9 analytical modules.
Export & Present
Download PDF reports formatted for client presentations and bank submissions.
9 Modules
Every dimension of financial health
Each module computes industry-standard ratios with year-on-year comparison and trend analysis.
Profitability
Gross/Net margins, ROE, ROA, ROCE, EBITDA margins
Liquidity
Current ratio, Quick ratio, Cash ratio, NWC
Activity & Efficiency
CCC, DSO, DIO, DPO, Asset & Inventory turnover
Leverage & Solvency
D/E ratio, Interest coverage, DSCR, ICR
Cash Flows
OCF ratio, Free Cash Flow, Coverage ratios
DuPont Analysis
5-way ROE decomposition, Driver mix analysis
Other Ratios
Tax efficiency, Cost burden, Capex intensity
CMA Report
MPBF, Annexures I–VII, Bank lending format
Growth Analysis
YoY revenue, profit, asset & equity growth
CMA Report — Built for Banks, NBFCs & Lending Institutions
Automatically generates Credit Monitoring Arrangement reports with Annexures I–VII, MPBF calculation, and all formats required by Indian banks and financial institutions.
Operational Metrics
Industry-specific KPIs & Risk Indicators
Beyond financial ratios — track operational KPIs, financial metrics, and Key Risk Indicators (KRIs) specific to your industry with built-in benchmarks and colour-coded gauges.
OEE
87.4%
World Class
Current Ratio
1.84x
Healthy
Churn Rate
2.1%
Low Risk
On-Time Delivery
96.2%
Excellent
Bed Occupancy
82.0%
Optimal
Loan-to-Deposit
78.5%
Optimal
15 Calculators
Finance & Operations Research Suite
Practical decision-support tools built for financial analysts and operations managers.
Burn Rate Calculator
Monthly cash burn & runway analysis
Cap Table Calculator
Equity ownership across shareholders
Startup Valuation
Revenue & EBITDA multiple estimates
Break-Even Analysis
Unit volume where revenue meets costs
Unit Economics
LTV, CAC ratio & payback period
Cash Flow Projection
3, 6, and 12-month cash forecasts
Product Mix (LP)
Maximize profit from limited resources
Transport Optimizer
Minimum cost shipping routes
Monte Carlo Simulation
10,000 scenarios for risk analysis
PERT Timeline
On-time probability for projects
Game Theory
Nash Equilibrium competitor strategy
Markov Chain
Market share trajectory forecasting
Staffing Levels
Queuing theory for optimal staff count
EOQ Inventory
Optimal order qty & reorder point
Sales Forecast
Next period demand with trend analysis
Who It's For
Built for every Indian financial professional
One platform, four distinct workflows. See exactly how HawkFin fits your role.
Chartered Accountants
Client-ready reports in 5 min. No more manual ratio calculations.
See how it works →
🏦Bank & NBFC Analysts
Auto CMA reports, DSCR, MPBF — formatted for credit committees.
See how it works →
📈Investment Analysts
DuPont decomposition, benchmarking & multi-year growth analysis.
See how it works →
🚀Business Owners
Understand your own financials and walk into bank meetings ready.
See how it works →
Enterprise Security
Your financial data never leaves India.
We engineered HawkFin with a zero-retention, India-only architecture from day one — because your clients' financial statements are among the most sensitive documents they own.
Zero Data Retention
Files deleted immediately
Your uploaded documents are processed purely in-memory as temporary data streams. Files are never written to disk or stored in any database. Once AI extraction is complete, the document is immediately and permanently flushed from memory.
India-Only Processing
Indian data centres only
Our AI extraction pipeline is locked exclusively to cloud infrastructure hosted within India — Mumbai and Delhi regions. Your financial data never crosses Indian borders at any point — compliant with RBI data localisation guidelines.
No AI Model Training
Enterprise AI — no training on your data
We use enterprise-tier AI APIs governed by strict commercial compliance contracts. Your financial statements, figures, and data points are never logged, retained, or used to train any public AI model. Your data remains strictly yours.
TLS 1.3 + Deterministic AI
Temperature = 0
All communication between our servers and the AI infrastructure is encrypted with TLS 1.3. Our AI model is configured for full determinism — meaning identical document structures yield identical, repeatable extraction results every time. No randomness, no hallucinations.
How Leading Organisations Handle This
The same cloud infrastructure used by India's largest banks, NBFCs, and insurance companies powers our platform. RBI's 2018 data localisation circular mandates that payment system data be stored only in India — we exceed this standard for all financial document processing.
Full technical compliance statement available on request for enterprise clients and compliance auditors.
Ready to analyse your financials?
Join analysts who use HawkFin to turn financial statements into actionable intelligence — in minutes, not days.